Mutual Funds
We help you invest in mutual funds based on your goals and risk profile. SIP, STP, SWP and lump-sum options are available.
Know More →YOUR FINANCIAL JOURNEY STARTS HERE
Plan Your Financial Journey With Confidence.
Explore investment and protection solutions designed around your goals, with simple communication and a disciplined approach to financial planning.
SimpleEasy to understand
DisciplinedLong-term approach
Goal FocusedPlan with purpose
ABOUT NIVESHAKFIRST
At NiveshakFirst, we believe investing should be simple and focused on the long term.
We have been investing in equities since 2015 and have over 10 years of experience in the financial markets. Over the years, we have experienced different market cycles and learned the importance of patience, consistency and staying focused on long-term goals.
We believe in honesty, integrity and putting investors first. Our goal is to help investors understand investing better, make informed decisions and build long-term wealth.
Helping investors achieve their goals and build long-term wealth.
AMFI-registered Mutual Fund Distributor | ARN-286646 | EUIN-E539613
Explore Our Services →OUR SERVICES
Financial solutions with a clear approach.
Explore the services offered by NiveshakFirst based on your financial requirements.
SIF
We help you understand and access Specialized Investment Funds based on your investment needs.
Know More →Insurance
We help you choose suitable insurance solutions to protect your family and financial future.
Know More →Portfolio Review & Rebalancing
We review your portfolio and help you to align your investments with your goals and risk profile.
Know More →Goal-Based Investing
We help you plan investments around specific financial goals such as education, home, retirement and wealth creation.
Know More →OUR PHILOSOPHY
Investing with Purpose, Growing with Discipline.
believe investing should be simple, transparent and focused on the long term.
01
Investor-First Approach
We put investors first and believe in practicing what we recommend. We invest where we recommend.
02
Goals Before Investments
We understand your goals before choosing an investment solution.
03
Discipline Over Timing
We focus on consistent investing rather than trying to time the market.
04
Long-Term Thinking
We stay focused on long-term goals through different market cycles.
05
No Unnecessary Churning
We avoid frequent portfolio changes and don’t push NFOs just because they are new. Every investment should have a clear purpose.
HOW WE WORK
Your goals, Your money, One clear plan.
Our process is designed to understand where you are, clarify where you want to go and align your investments with those goals.
Discovery
We understand your financial situation, priorities and what you want to achieve.
Assessment
We assess your goals, time horizon and investment requirements.
Planning
We structure a goal-based approach around your financial objectives.
Alignment
We help align suitable investment solutions with your goals and risk profile.
Reviews
We review progress periodically and help keep the investment approach aligned with your changing goals.
INVESTMENT CALCULATORS
Plan your investments with clarity.
Explore four simple calculators to understand how regular investing, step-ups, lump-sum investing and withdrawals may affect your projections.
01
Open Calculator →
SIP Calculator
Estimate an illustrative future value from regular monthly investments.
02
Open Calculator →
Lump Sum Calculator
See how a one-time investment could grow over a selected period.
03
Open Calculator →
Step-Up SIP
Model a SIP that increases by a chosen percentage each year.
04
Open Calculator →
SWP Calculator
Illustrate how regular withdrawals may affect an invested corpus.
INSIGHTS
Ideas to help you invest with clarity.
Practical educational articles on insurance, investing and personal finance. Full articles are available on our blog.
HEALTH INSURANCE
Buying health insurance? Read this first.
A practical checklist covering sum insured, co-pay, restoration, waiting periods, hospital networks and more.
Read Article →
INVESTING & TAX
Stocks vs Mutual Funds: an often-overlooked tax difference.
Understand the structural difference between direct stock transactions and taxation when mutual fund units are redeemed.
Read Article →
PERSONAL FINANCE
10 basics of personal finance everyone should follow.
A simple checklist covering emergency funds, insurance, investing, diversification, debt and long-term discipline.
Read Article →CLIENT EXPERIENCES
What our clients say.
Real experiences from clients who have chosen NiveshakFirst for their financial journey.
Prasad Shinde
Founder of Global coaching clasess, Nashik
I won't talk too much, but Sir has excellent knowledge in finance. If work is being done on genuine products anywhere, it is at Niveshak First. I am truly satisfied that my investment is with a good firm. You are going to become very big one day, Sir, mark my words. Your service is A1, no doubt about that.
Mr Dhanvant Ahirra.
Teacher, Jalgaon
श्री.गोराडे सरांचा मार्केटचा अभ्यास अतिशय सखोल आहे.त्यांच्या मार्गदर्शनाने मी आणि माझी फॅमिली गेल्या 3-4 वर्षापासून SIP मध्ये invest करत आहे. अतिशय उत्तम returns मिळाले आहेत. गोराडे सर फक्त sip काढून देत नाहीत तर portfolio चा वेळवेळी anylisis पण करतात.. हवे असल्यास बदल सुचवतात.. म्हणून तुम्हाला पण मार्केट मधील knowledge घ्यायचे असेल आणि उज्वल भविष्यासाठी सिस्टिमॅटिक investment प्लॅन करायचे असेल तर मी श्री.गोराडे सरांचे मार्गदर्शन घ्यावे असे सुचवेल. धन्यवाद🙏
Babasaheb Holkar.
Founder of Mission Navoday Academy, Jalna
Balu Gorade Sir is an inspiring educator and a trusted financial guide associated with Niveshak First, offering exceptional guidance on Mutual Fund SIPs. His in-depth market knowledge, transparent advice, and dedicated client support make financial planning both simple and rewarding.
Ankush Shelke
Co-founder of Fourmost pharmaceutical, Sambhajibagar
In this world of everyone has intention to rob your hard earned money,if you are looking for genuine and reliable guidance then your wait is over, Niveshak First where I am trusting since last 3 years and recommend to all my friends.
Gaurav Sonar
Business owner, Sillod
Excellent guidance about investment by gorade sir satisfied about my investment Thank you Gorade sir 🙏
Dipak Rathod
Software Engineer, Pune
I have been investing through SIPs for the past one year and have had a great experience. Gorade Sir provides clear guidance, insightful analysis, and a well-disciplined investment approach. Very happy with the overall process and support.
FAQ
Frequently asked questions.
Common questions about our services and investment journey.
What is a Mutual Fund?
A mutual fund pools money from multiple investors and invests it in securities such as stocks, bonds and other assets.
What is a SIP?
A SIP allows you to invest a fixed amount in a mutual fund at regular intervals, usually monthly.
How much do I need to start investing?
You can start a SIP with as little as ₹500 per month, depending on the scheme.
What is SIF?
Specialized Investment Funds (SIFs) offer specialized investment strategies with greater flexibility than traditional mutual funds. The minimum investment is ₹10 lakh, subject to scheme requirements.
Is mutual fund investing safe?
Mutual funds are market-linked investments and are not guaranteed like fixed deposits. They are regulated by SEBI, and the level of risk depends on the type of fund you choose.
Can I withdraw my money anytime?
Most open-ended mutual funds allow you to withdraw your money at any time, subject to applicable exit loads, lock-ins and scheme-specific conditions.
Can you review my existing portfolio?
Yes. We review your investments and asset allocation and help align them with your goals and risk profile.