Terms of Use

01

About the Website

NiveshakFirst is an individual mutual fund distribution business operated by Jayshri Balu Gorade. The disclosed AMFI registration details are ARN 286646 and EUIN E539613.

NiveshakFirst states that it is empanelled with AssetPlus for mutual fund, Specialized Investment Fund (SIF) and insurance distribution services. Availability of products and services remains subject to applicable eligibility, platform and product terms.

02

General Information Only

Website content, articles, examples and educational explanations are provided for general informational purposes. They are not a promise or guarantee of investment performance, returns, tax outcomes, insurance claims or any particular financial result.

Users should consider their own goals, financial circumstances, risk profile and applicable product documents before making investment or insurance decisions.

03

Mutual Fund and Investment Risk

Historical information, examples, calculators and educational content should not be interpreted as a forecast or guarantee of future results.

04

Calculators and Illustrations

SIP, lump-sum, step-up SIP and SWP calculators use the assumptions entered by the user. Their outputs are illustrative mathematical estimates and do not predict or guarantee actual market returns, portfolio values, withdrawals or outcomes.

05

External Platforms and Links

The website contains links to external services, including AssetPlus, WhatsApp, AMFI and social-media platforms. Those services are operated independently and are governed by their own terms, privacy policies and operating rules. NiveshakFirst does not control the content, availability or security practices of external platforms.

06

Enquiry and Communication

Information submitted through the enquiry form is prepared for transmission through WhatsApp. The website does not provide a website-side database for enquiry storage. Please do not submit OTPs, card PINs, passwords, banking credentials or other highly sensitive information through the enquiry form.

07

Website Content and Intellectual Property

Unless otherwise stated, the NiveshakFirst website design, original written content, layout, logos and original graphics are intended for the use of NiveshakFirst. You may view and use the website for personal and lawful informational purposes. You should not reproduce, republish, modify or commercially exploit website content without appropriate permission.

Third-party trademarks, logos, images, photographs and linked materials remain the property of their respective owners.

08

Client Feedback and Reviews

Where client feedback is published, it is presented as individual service experience shared with permission. Individual experiences do not represent a guarantee of investment performance or future results.

09

Availability and Accuracy

Reasonable care is taken to keep the website current, but information can become outdated when product terms, regulations, tax treatment, insurance rules or market conditions change. NiveshakFirst may update, modify, suspend or discontinue website content or functionality without prior notice.

10

Prohibited Use

You must not use the website for unlawful activity, attempt to interfere with its operation, introduce malicious code, scrape protected information, impersonate another person or misuse third-party links or communication channels.

11

Privacy

Use of the website and enquiry form is also subject to the Privacy Policy published on this website.

12

Changes to These Terms

These Terms of Use may be revised when the website, services or applicable requirements change. The current version will be published on this page with an updated revision date.

13

Applicable Law

These terms are intended to be read subject to the laws applicable in India. Any specific rights, obligations or regulatory requirements applicable to a product or service continue to apply independently of these website terms.